Part 7 of the Regulations to the Insurance (Vehicle) Act set out certain benefits available to people injured in car accidents in British Columbia that are available regardless of whose fault the accident was.
Generally, these benefits include: payment of medical expenses, payment of rehabilitation expenses, and payment of wage benefits. In the event of death, they include payment of funeral expenses, payment of loss of support benefits.
To apply for Part 7 benefits, notice of the claim for benefits must be made in writing within 30 days of the accident.
ICBC dispenses Part 7 benefits to injured persons in BC, however, ICBC adjusters are trained look for reasons to restrict and deny benefits if possible. An experienced personal injury lawyer can assist with applying and obtaining Part 7 benefits, and in challenging ICBC if benefits are restricted or denied.
If you have been injured in a car accident, and regardless of fault, it is prudent to talk to a personal injury lawyer before applying for benefits from ICBC.