Frequently Asked Questions

You can cancel the appointment and consider retaining a lawyer to represent you.
Once you hire a lawyer, you are not obligated to meet with the ICBC adjuster; your lawyer will communicate with ICBC directly.

No, you should speak to a personal injury lawyer before speaking with an adjuster.
If you meet with the adjuster, he or she will type your statement for you, which may negatively impact your claim in the future.
Your statement to ICBC should be provided through your own lawyer so that it is drafted to benefit you.

If you are injured in a car accident, you are entitled to “no fault” benefits under your own policy of insurance with ICBC. You are entitled to these benefits even if you are found entirely at fault for the accident.

These include reasonable and necessary expenses related to medical expenses and therapies up to a maximum limit of $150,000.00. These benefits also include wage loss benefits (called Total Term Disability Benefits or TTDs) where you were working at the time of the accident.
You may also be entitled to homemaker disability benefits where the injuries prevent you from regularly performing your household tasks. We can help you access these benefits and start your recovery process promptly.

We can assist you to access benefits through your workplace benefits provider, if any, or through Employment Insurance if you qualify.

Should neither of those options be available to you, we will help you obtain disability benefits directly from ICBC.
Should you still need financial assistance, we will assist you with obtaining temporary financing through a settlement lending company.

No, we offer free legal consultations for all personal injury claims.
If you hire us, you do not pay any fees up front and only pay legal fees if and when we obtain a settlement for you.

There are many benefits to hiring a lawyer to represent you in your injury claim. For starters, we are experienced in personal injury claims processes and know what a particular claim is worth. Self represented people are often unaware of what their claim is worth.
They often find it difficult to find time to manage their claims on top of other personal and professional obligations, not to mention their recovery, and they often lack knowledge of the relevant deadlines to start court proceedings in their claims.
The job of a personal injury lawyer is to allow the client to focus on recovery and rehabilitation and to advocate for the client to obtain the maximum financial recovery possible even if that means starting a court case and having a trial where a judge or jury decides what compensation to award.

If you are not sure whether you need a personal injury lawyer, please call us and ask. We would be more than happy to answer your questions without any obligations. You can even come in to our office and meet with us face to face for a free personal consultation. If you choose to hire us, you do not pay up front. Our legal fees are based upon a contingency/percentage of money we recover for you.

At Nirwan Law our motto is We settle when you’re ready, not when ICBC is ready. This means that we stand up to ICBC on behalf of all our clients to ensure that our clients’ settlements are reached when our clients want and for the amounts our clients want. We will fight for you to ensure you get the money you deserve when you want it so you can focus on recovering and getting back to your life.